近年来，新加坡金融业正成为全球焦点。特别是以中国为中心的亚洲超级富裕阶层，为了规避本国的政治风险与监管加强，纷纷将资产转移至新加坡这一“安全港”。
在此背景下，新加坡各大银行面向下一代富豪——即所谓的“富二代”、“贵族千金”——推出的“资产管理训练营”引发高度关注。
用保时捷学理财？新加坡银行的实战型训练营
新加坡大型银行“华侨银行集团（UOB）”曾在香港举办为期5天的特别课程。参与者是排名前10%的顶级富豪家庭子女，他们不仅与当地豪车品牌“保时捷”经销商和知名企业互动，还参与了新加坡管理大学举办的专题讨论。这不仅是金融教育，更是一场沉浸式、实战型的精英训练。
其他银行如“星展银行（DBS）”、“华侨银行（OCBC）”也陆续推出类似项目，内容涵盖资产管理、家族企业传承、财富保全与国际金融基础等。参与者多为20～40岁之间的第二、第三代富豪，单期人数约为50人。
“家族资本主义”时代来临，资产大转移已启动
据麦肯锡预测，2023年～2030年间，亚太地区将有高达5.8万亿美元（约840万亿日元）的资产在世代间移转。中国富豪群体尤为关键，他们在“共同富裕”政策之下加速将资产转移至境外，截至2023年底，已向新加坡转移资产达4,000亿美元。
SFO激增！新加坡已成为亚洲的“资产仓库”
在这种趋势下，新加坡的“单一家族办公室（Single Family Office）”数量迅速增加，截至2024年底已超过2,000家，比上一年增长600多家。
新加坡各大银行也在强化客户管理服务，例如“新加坡银行（Bank of Singapore）”将其香港分部的客户经理增加30%，并设立了专门服务超高净值客户的团队，全面对接来自中国大陆、澳门、香港、台湾的资金流。
投资者需关注的三大趋势
- 世代交替引发资产“流动”加速
富二代、三代将更倾向于主动配置全球资产，日本不动产是潜在目标。 - 日本不动产的“安全避风港”地位凸显
对中国投资者而言，日本房地产兼具“稳定币种”“价格相对合理”“税制友好”等优势。 - 与国际教育及多元化投资需求高度契合
这些在训练营中接受国际金融教育的富裕子弟，更愿意投资于如日本公寓、酒店类实物资产。
结语：日本不动产的新机遇
面向家族资产保护、子女教育、休闲度假的需求，日本房地产市场极有可能成为新一代全球资金的流入地。我们正处于“家族资本主义”元年，日本的不动产企业应顺势而为，打造更国际化、更多语种、更专业的投资服务体系。
📞 资产型房地产的咨询欢迎联系
株式会社MIRABELL
负责人：小川胜
电话：03-3261-5815
手机：080-6794-3089
📩 邮箱：ogawa@mirabell.co.jp
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🇺🇸 English Translation｜Singaporean Banks Host Wealth Management Bootcamps for China’s Second-Generation Wealthy—Asia’s Rising Wealth Hub
Singapore’s financial industry is drawing global attention, especially among ultra-wealthy families in Asia, primarily from China. Faced with political uncertainties and tightening regulations at home, these families are shifting their assets to Singapore, now seen as a global “safe haven.”
Amid this shift, major Singaporean banks have launched “wealth management bootcamps” targeting the next generation of high-net-worth individuals—commonly referred to as the “rich kids” or heirs of elite families.
A Porsche-Inspired Financial Education? Real-World Learning with a Luxurious Twist
United Overseas Bank (UOB), a major Singaporean bank, held a 5-day special program in Hong Kong. Participants included the children of the wealthiest 10%, with exclusive networking events featuring Porsche dealerships and renowned companies. The curriculum also included panel discussions hosted by the Singapore Management University.
Other leading banks such as DBS and OCBC have implemented similar programs. These focus on practical topics such as asset management, business succession, wealth protection, and international finance. Participants typically range from their 20s to 40s, with about 50 people per session.
The Dawn of “Family Capitalism”: Intergenerational Wealth Transfers Accelerate
McKinsey estimates that between 2023 and 2030, intergenerational wealth transfers in the Asia-Pacific region will total $5.8 trillion (approx. ¥840 trillion). Chinese high-net-worth individuals are at the center of this shift. In response to the government’s “common prosperity” policy, many have moved their assets overseas—Singapore alone received $400 billion in transferred assets by the end of 2023.
Singapore’s SFO Boom: The New “Asset Vault” of Asia
Singapore is witnessing a surge in Single Family Offices (SFOs), private wealth management entities for ultra-rich families. As of the end of 2024, over 2,000 SFOs had been established—an increase of more than 600 from the previous year.
In response, banks like the Bank of Singapore have strengthened their client service teams, expanding their Hong Kong wealth managers by 30% and creating dedicated teams for ultra-wealthy clients from China, Macau, Hong Kong, and Taiwan.
Key Investment Takeaways
- Generational Shifts Will Trigger Greater Asset Mobility
The new generations are looking globally—and Japanese real estate is a top candidate. - Japan’s Real Estate Seen as a Stable Safe Asset
From a Chinese investor’s perspective, Japanese property offers stable currency exposure, fair pricing, and favorable taxation. - Alignment with Global Education and Diversified Investment Goals
Wealthy heirs trained in global finance are keen to invest in physical assets like Japanese condominiums and hotels.
Conclusion: A Golden Opportunity for Japanese Real Estate
The influx of Chinese capital through Singapore is expected to accelerate.
Now is the time for Japan’s real estate industry to embrace “family capitalism,” expanding into multilingual, internationally-focused service models that cater to these evolving needs.
📞 For inquiries about wealth-managed property investments, contact
MIRABELL Corporation
Contact: Mr. Masaru Ogawa
Phone: 03-3261-5815
Mobile: 080-6794-3089
📩 Email: ogawa@mirabell.co.jp
🌐 Chiyoda-ku Mansion Information Center
English and Chinese support available. Broker fee negotiations welcome.
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株式会社MIRABELL（ミラベル） 担当：小川
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✉️ メール：ogawa@mirabell.co.jp
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